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The interest rate on a 30-year, fixed-rate U.S. mortgage rose to 6.51%, up from 6.36% the previous week, according to Freddie Mac.

This marks the highest mortgage rate since August and the highest since the start of the U.S.-Israeli war with Iran in late February.

The big picture: Despite the increase, the current rate remains below the October 2023 peak of 7.79%.

  • Energy supply constraints and disruptions in the Strait of Hormuz, blocking about 20% of the world’s oil supply, are pressuring prices and debt.
  • Wholesale prices in April saw their fastest rise in four years, and overall inflation hit its quickest pace in nearly three years, according to government data.

Go deeper: Mortgage rates are closely tied to the 10-year Treasury note, whose yield reached its highest level since July due to rising inflation data.

  • The 30-year Treasury yield also reached its highest since 2007, raising borrowing costs across the board for governments, homeowners, and businesses.

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